16100 Swingley Ridge Road
The most important part of any plan is to preserve and protect what you already have. Balancing your risk is at the heart of how we plan for your financial future. We aim for the right combination of investments to first protect your wealth and then assume the appropriate risk level you need to grow your assets. We’ll create a customized plan that takes into consideration your age, current financial situation, resources, lifestyle and inclination for risk.
Managing risk is especially important for those who are approaching or in retirement. Retirement in America is changing and so are the financial risks, so we plan for:
Longevity Compared to past generations, people are living longer and healthier in retirement – especially women – so you’ll need an income stream that lasts longer.
Inflation Historically, the average inflation rate is over 3%. Over a long retirement, that can significantly lower your purchasing power.
Market Volatility Equities have historically helped retirees keep pace with inflation, but the market has proven unpredictable, and your income shouldn't be.
It’s simple, but not easy: Income is king. It is paramount to provide enough income to allow you to live the lifestyle you desire for the rest of your life.
Where will your retirement income come from? If you are like most people, qualified retirement plans, Social Security, and personal savings and investments are expected to play a significant role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your retirement income sources.
Endeavor Wealth Management assists you with when and how to retire, when to take Social Security, how to build a retirement income stream that will last the rest of your life, what assets to draw on and in what order, and other important decisions and considerations. Together, we can create a financial plan that you’ll feel confident in both now and for retirement.
Women have a distinct set of challenges when it comes to planning for retirement:
With these challenges, it’s even more critical for women to have a well-constructed financial plan for their future. Endeavor Wealth Management can help by figuring out how to best fill your financial cup. We take a disciplined approach that is well-suited for women investors that can help you address longevity risk and grow your wealth, so you have a retirement plan that works for your goals.